Expenses of students 2

If this is understood, then the peer will be recognized and the contributions of families in children's education, and public investment. Why not consider this proportion: 25% - 50% -25%. 25% of all pay - some of its resources, and if they do not, then he should be able to get affordable credit. And the remaining 50 and 25% - the federal and regional budgets.Credit provided by the state?It can be public (even from the budget) or from the bank. But the state should create a national fund to support lending. And assume payment of interest. Already in the 80 years of research was conducted, which proved that the budgetary financing of higher education is not very fair. Because taxes are paid everything, and take advantage of their favorites.50% of the money will go to your schema from the federal budget?Yes. This - teachers' salaries (not the same as today, but decent). It is necessary to limit moonlighting. In France, for example, allowed the teacher of one university to work in another. But he gets a good salary and should be in the University of not less than 6 hours per day: lectures, seminars, individual consultations, research The remaining 25% "lie" to the regional budget. It should maintain only the material base of universities.What are all the same idea is expressed in a loan?Credit may be different. But the conversation I would have started with grants. If the state needs teachers and doctors (and for applicants that - non-market specialty), it is a contract in which a student receives money for training, but this is the agreement that after graduation he was obliged to work in their field. Suffice it to be 3 years. Another option - a system of loans: loans from the budget, banks (but only on condition that it would be a powerful federal agency created by a budget surplus, which would assume the risks and interest). On the conditions offered by Sberbank, of course, no one will go: they do not have time to finish high school, as the debt will increase by two times.And what will be given credit?From future revenues. This so-called intertemporal economic relations, where future revenue will help repay the loan. He paid for 10 years or more.What is happening in other countries?Many people along the line of credit. Except, perhaps, Germany, where, as here, and in terms of finance, and in terms of the structure of education is very similar to us.Reserve is also a decrease extravagance of high school. For example, 70% of agronomists not going to work on specialty - is not this a waste? High school only consume resources without returning him to society. A credit contributes to its reproduction.Another example: our 5-year education, which gives the excess, unused knowledge - too wasteful element of the system. A more effective would be a two-tier scheme. We must give everyone the opportunity to be a 4-year level of total higher education, and more - who have much soul lies.If you summarize all of what you said, we can say that if education reform is needed, which would bring us closer to the world system, it is moving in the wrong direction.Yes. It is not to replace the normative approach estimated voucher GIFO (nothing will change, just be more stupid). GIFO - beautiful candy wrappers, bubble that will burst. The problem's not to divide, and how to multiply the resources of education.Natalia Ivanova-GLADILSCHIKOVA And as in other countries?Loans to students are interest free, private, public, dozens of thousands of dollars, $ 600 per month, with payment after the job.It is believed that the education in Swedish high schools free of charge - told the correspondent of Izvestia in Stockholm Svetlana Pankratova. - It is not. If the students are learning really do not pay, the textbooks and the hostel they pay for themselves. The question is where to get the money, most Students decide through public credit office: they conclude an agreement on a special "student loans". It gives the state the entire period of study, and the extremely favorable terms: 1,5-2 per cent per annum. "Student loan - usually between 17 and 23 thousands of dollars you can pay off after graduation indefinitely. particularly "slow" holders of diplomas stretch payments to retirement.After registration of a student loan is usually paid about 600 dollars a month. For this money the state free of charge adds another $ 250. However, at such great deal on Russia's standards means Swedish students struggling to make ends meet. The main item of expenditure - textbooks. Each tutorial is from 25 to 50 dollars. Very expensive transportation and food products. For these two indicators of Sweden is among the most expensive EU states. If a student does not comply with the curriculum for a month or semester, the state will automatically stop payment on the loan. After the liquidation of debts to restore the trust relationship with the state bodies it is often difficult because of bureaucratic red tape. Then the students are coming hard times.....NEXT