The fact is that unlike most European countries young people is hard to find temporary work in Sweden. No fewer problems with employment occurs in Swedish graduates after graduation. As a result, many former students are living to a ripe old age, so until the end and not paying its debts to the State."Expenditure on education - the largest item of expenditure budget of France, outpacing the cost of defense and maintenance of the state apparatus - told" Izvestia "ITAR-TASS correspondent in France, Vitaly MAKARCHEV. - In 2004, these costs amounted to almost 120 billion euros. The money mostly goes on teachers' salaries and maintenance of schools. to assist university students is almost no money. However, in some cities, universities still find the money and pay extra for about half the rent for students who pay a small apartment. In some cases, the student may submit to the dean's office a certificate of low-income families and ask for a scholarship. But give it the rarest of cases. "What do you do in the evenings?" - immediately ask your begging money in the student ministry of education or college. Evening or night running - a norm for French youth.On average, each student is "worth" the French state each year about eight thousand euro. But still the same student must pay tuition fees at the university. The education system in France, there is no mechanism for government loans to students. Such loans presuppose the existence of safeguards for young people. In the first case of a young specialist assistance after graduation to find work - only in this case he will be able to repay the loan. But such commitments the Government to take the unwilling. Therefore, credits for education issue only non-state banks at high interest rates. The majority of students to earn a school and do not have loans."There is a federal program for the U.S. government, which provides financial assistance to students - was told" Izvestia "the U.S. embassy in Moscow. - This includes the issuance of grants for training and loans. There is also a scheme where a student works while studying at university and obtained from a their labor for money paid training. For state aid to treat about 70 percent of the students. Others borrow in private funds. There are three types goszaymov. The first - when the credit is taken, students or their parents were "directly" from the government. Second money students borrow give private " donors "under the safeguards of the American government. There is also a special kind of loan for particularly needy students, which is issued at a very low percentage (3 to 6 per cent per annum). The amount and term of repayment depends on the institution. The average period of repayment made at the Study - 10 years, but many problems are solved individually. Tuition at American universities typically 7.11 of thousands of dollars a year. Another 3-5 thousand spent on dorm, meals, purchase of books and manuals."The system of student lending since 1998. It applies to students who are in admission to college was less than 25 years - told" Izvestia "of the Polish embassy in Moscow.
Tuition fee for these students takes the" fund student loans " in one of the major commercial banks in the country. loan repayment begins after graduation. The average loan size - about 2.5 thousand dollars per year. Money for training are given only to Polish citizens residing permanently in the country and received in the Polish universities. The maximum period of loan repayment - six years at 6.68 per cent per annum (data for 2004). However, "student loan" the State shall issue only for children from poor families. "In Germany, students are eligible for a loan from the state. It represents an interest-free loan, which the student receives a monthly basis, and after graduation returned the debt. In most schools education is free, but students pay a visit to laboratories, libraries and gymnasiums. Required to repay the loan after graduation when the graduate employment. Often have to return only half received for the amount of time studying. Some might even forgive part of debt, for example, if a man brings a young child. Getting a loan depends on the student's achievement, for which the money must take tests in a strictly defined period. Time to repay the loan is usually up to 10 years. However, such benefits and subsidies are primarily students from low income families.In China, the cost of training the student determine the local authorities. Part of the funds allocated for these purposes from the provincial budget, the shortfall has made himself a student. In the year he must pay tuition fees of about $ 600. But for poor students there are a number of benefits. Thus, the province can give the student an additional grant to study, and after graduation he was obliged to work there, where it will send the local authorities. The poor students of the Chinese government gives subsidies and'A - Incentive Grants.Schools help young people to find temporary work in their free time and even poor students may be exempt from payments. Also, the State through commercial banks provide loans to poor students at concessional terms. The amount of the loan (without guarantee) is $ 650 per year, the graduate must return after graduation. And half of the payment of interest on this loan takes the State. Every year in higher education in China receives about three million students. The fifth part of them come from poor families.
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