Indeed the College Board at the end of 2008 four-year private colleges and universities, homes, rooms, charges $ 32,307 annual total surprise. 2006-2007 school year, a 5.9% increase in the symbol of past students pay for course credit, the United States rely on.
While standing and money to create a central sejumput meroketnya education - is the government enough money to pay for room and board, books can not pay this price, personal loans will help the United States today, the personal finance sector, including the fastest. student loan industry growth.
Academic year 2005-2006 students from breaking the record of 17.3 billion private loan.
Prior to this he spent these studies about the risks and benefits that may occur here for personal debt more and see the opposite.
What is the difference between federal loans and private loans?
First Federal Credit Personal Loans and credit policies are not equivalent. Although the financial needs of U.S. student loans, personal loans to students who have good credit history can prove to honor. Therefore, students and parents with a strong credit card payments over a set loan rates.
In addition to the U.S. government took personal loan collateral. Not because the government set interest rates private lenders and loan demand to determine the risk of additional costs.
Benefits for personal loans. As the U.S. government allows graduates to $ 23,000 Stafford loan, personal loan and credit to help pay costs of students over.
The program for personal loans easy to refill and can be several days. Credit is a serious obligation because private financing is necessary to take over.
Expenses of students
Let's say I passed the bad EGE and my GIFO were 3 thousand ... I may be, and not going to go to college, but they were no money "come running", and my parents decided to add something to this amount and send me to learn some wretched college. So to fit the demand for poor-quality education. Add to this the shadow sale results EGE (and GIFO). Then: people have a distrust of the monetary obligations of the state. But away from vouchers, but here again return to them. GIFO - the same voucher.We GIFO are indissoluble bond with the common examinations. How do you feel about that?This is by no means impossible to do. Best results by EGE will have children "nonrandom" parents. Also, instead of the medalists in the high schools will set the children with high results on the USE. I still have to hold a competition among them.In some faculties of Moscow State University has announced the date for the interview of the winner who now agreed to accept without examination. And these interviews and have a way of dropping out. This is understandable (faculties are not rubber).Bunch EGE-GIFO problem of competition in the popular high schools does not solve. In my opinion, the EGE has to solve one task: to become a unified national system of verification of school knowledge. And those universities where there is no competition, you can allow students to take the results of the USE. Holders as the best results for EGE go to popular schools. And there will still be additional testing.But Yaroslav Kuzminov said that to him in the Higher School of Economics has long been received as a result of the USE. And no there is no problem!Rogue! First, last year he received 30% did not come. People's Friendship University - is 40%.What to do in a situation where huge sums already spent on the experiment and, as they say, so the setback is impossible?To do this, of course, political will: it is time to abandon the myth of universal free higher education. In January this year a government commission was told that actually 70% of the total expenditure on higher education, including accommodation, hostel, buying books, etc., paid family and 30% - state.Higher special education - this is a public good in the public interest, and investments in people.....NEXT
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